Qi Card, one of the Iraqโs leading digital payments provider, and Turkish Airlines, one of the worldโs largest airlines, has signed a landmark partnership in Istanbul to launch a new co-branded Mastercard debit card for Iraqis.
The partnership will benefit 11 million Qi cardholders in Iraq by integrating their everyday spend to Turkish Airlinesโ Miles&Smiles rewards programme. The new agreement will enrich their travel experience. With 31 bank partnerships in more than 50 countries, Miles&Smiles programme continues to be part of over 20 million membersโ lifestyles. Qi Card aims to give them access to Qi Cardโs trusted payment network, backed by 17 years of innovation and service excellence.
Member Benefitsย
With the new debit card linked to the Qi Card payment system, Iraqi consumers will be able to earn Miles&Smiles rewards directly from their daily spending while enjoying a secure and convenient payment experience both across Iraq and at millions of merchants and ATMs worldwide.
The benefits include point-to-mile conversion at a fixed rate, use of miles across more than 353 destinations in 131 countries through Turkish Airlines and its Star Alliance partners. In addition, customers will avail privileged services such as access to business lounges, seat upgrades, fast-track services, and exclusive bonus mile offers.ย

Strategic Partnership
This strategic partnership combines Qi Cardโs deep understanding and expertise of the Iraqi market. Turkish Airlinesโ global aviation excellence will deliver an integrated solution that blends financial convenience with world-class travel benefits.
โThis partnership reflects our shared vision of enriching everyday experiences through smarter financial tools and aspirational travel rewards,โ said Bahaa Abdul Hadi, Chairman of International Smart Card (Qi Card), and added, โWe are excited to offer Iraqis a globally accepted, loyalty-driven product that rewards them for how they spend.โ
Miles&Smiles Qi Card Mastercard is designed to meet the lifestyle and travel choices of Iraqi consumers. The card is fully integrated with Qi Cardโs nationwide infrastructure and mobile platform, and can be used globally wherever Mastercard is accepted.ย
โThis co-branded card shows our commitment to the Iraqi market and strengthens our presence in the region by transforming everyday purchases into Miles&Smiles advantages that will pave the way for more memorable experiences for Iraqis,โ said Ahmet Olmuลtur, Chief Commercial Officer at Turkish Airlines.
The card will be available soon through Qi Cardโs national distribution network, with onboarding and customer service support provided round the clock.