May 25, 2024



As one of the early banks that identified technology as a pillar in our development strategy, Sacombank has transferred all products and services for businesses to online channels, built a parallel and seamless digital process between offline and online (O2O), Omni – Chanel Banking, and optimized customer experience.

Sacombank has applied digital technology to unify online transaction channels Internet Banking and Mobile Banking since 2010. In 2015, Sacombank was the first bank to issue and accept EMV standard cards on all POS and ATM machines. In 2017, Sacombank released the first contactless payment card on the market and implemented the global EMV standard QR payment method. In 2018, Sacombank launched financial management application Sacombank Pay on smartphones.

In 2020, Sacombank applied the most advanced technologies to launch online authentication (eKYC), NFC features, Tap to Phone service… Furthermore, Sacombank has continuously improved the digital banking services for businesses with many new and outstanding features including Online Loans Registration 24/7, eKYC – an electronic identification feature for corporate customers to open online accounts and make transactions immediately; Transaction via email with e-signed document to provide multi-channel online transactions to help businesses conduct remote transactions anytime, anywhere; 100% of Electronic documents; Wide range of authentication methods to ensure the security needs in online payment transactions on eBanking: Digital signature, Advance Token, mSign; Single to multi-level approval models for different management scales from Micro SMEs, SMEs to large corporations.

Sacombank Mastercard business cards

One of the bank’s the highlights in 2021 is the launch of the first Sacombank Mastercard business cards in Vietnam on the occasion of Sacombank’s 30th anniversary on December 21, 2021. Accordingly, there are 2 ranges of debit and credit cards with 2 types of World (including Travel and Digital) and Platinum to cater comprehensively and diversely to the needs of businesses, especially SMEs. Businesses will have access to the latest features in the market, which are Corporate liability waiver (to protect companies and Financial Institution from unauthorised charges being made to their Business card accounts); Mobile phone protection (to provide continuous coverage against accidental damage and theft for the eligible mobile phone); and E-commerce protection (when items purchased online do not arrive or  match the sellers description) to optimize costs and protect the interests of businesses. Moreover, Visa Business Reporting (VBR) – the pioneering solution to effectively manage spending transactions enables businesses to track budgets, easily manage cash flow and access business expense management reports quickly and accurately. In addition, Sacombank’s business card holders can actively manage cards on Sacombank Pay and eBanking, enjoy 0% interest instalment and cashback.

On the Thirty-Years Journey of establishment and development, Sacombank has always been consistent with the strategy of becoming the leading modern and multi-functional retail bank in Vietnam. With a network of 566 transaction points operating widely in Vietnam, Laos, Cambodia and more than 250 products and services of modern banking, Sacombank is confident to bring seamless experiences, all-in-one financial solutions, multi-utilities, practicalities with reasonable prices to maximize added value for customers, contributing to the overall development of the community.

The Article received on Mail from SacomBank



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